Most Common Types of Storm Damage to Property

There are hundreds of storms each year in the US. Most are not upgraded to ‘named storms’, but nevertheless, they still cause millions of dollars’ worth of damage. There have been 218 serious weather disasters since 1980, which have cost the American economy in excess of $1.2 trillion.

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For a homeowner, storm damage can range from inconvenient to catastrophic. A few missing shingles or hail damage to a roof is not great, but if you hire a Blaine MN hail damage contractor to do some remedial work, your home will soon be as good as new again. However, there are other types of storm damage that can cause far more problems.

Here are the main categories of storm damage you should be aware of.

Wind

Wind is the first thing we think of when a bad storm is brewing. Hurricanes and tornadoes are common in some states of the US, so many homeowners are familiar with the damage caused by 100 mph winds. Hurricane Harvey and Hurricane Irma caused devastation across the US Gulf Coast and the Caribbean. In fact, it has been the worst year for hurricanes since 1893!

Strong winds wreck homes by stripping off roofs, blowing out windows, felling trees, and turning smaller objects into lethal projectiles. You can protect your home by maintaining the roof, securing loose items, and pruning trees.

Water

Bad storms and heavy rainfall usually go hand in hand. When a hurricane hits a coastal region, powerful winds cause a storm surge, which often floods homes near the ocean. Heavy rainfall can cause river levels to rise too. Then there is the issue of significant rainfall runoff, which can turn a dry culvert into a torrent of water.

If you live near a large body of water, flooding is a risk, even if your home has never flooded before. There is a limit to what you can do to prevent flood damage to a home, so it pays to have a comprehensive home insurance policy in place that does not preclude flooding. If there is a risk of flooding, pile up sandbags around doors, move as much furniture and valuables to upper levels as you can, and lift carpets and rugs.

Fire

You might not associate fires with a storm, but if lightning hits your home during an electrical storm, it could start a fire. There is also a risk of fire if a tree brings down an electricity line.

It is wise to disconnect all appliances during an electrical storm. If it’s been very dry of late, watch out for fires caused by lightning strikes and take appropriate action if you spot any fires nearby.

We can’t prevent storms, but we can mitigate their effects. Always have home insurance to protect you in the event of damage. Hopefully, you won’t have to make a claim, but if a bad storm hits and your home is razed to the ground, at least you won’t be homeless for the foreseeable future.

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